Super retraite

Super retraite

Super retraite
Are you a foresighted person who wants to be prepared for your retirement and other  long term projects ?
Do you want to provide financial security for your loved ones ensuring they receive benefits in case of unprecedented death or invalidity caused by illness or accidents? :
Our SUPER RETRAITE insurance policy is the solution to all your concerns.

Definition :

SUPER RETRAITE is a life insurance plan with two components :

  • A guaranteed pension, by allowing the insured to save up and constitute a supplementary pension fund.
  • An additional security guarantee, whereby the insured is covered by the insurance provider with regard to pension contributions yet to be paid after their date of death  and prior to the end of the contract.

Target :

As a consumer product, SUPER RETRAITE is aimed at private customers who are holders of  a checking or savings account with MCB Credit & Securities Limited.

Subscription :

Visit one of our branches, a Customer Relationship Officer will be at your service to assist you in subscribing to Super Retraite.

An appropriate death and disability insurance :

In an event of death or absolute and permanent disability:

  • The payment of a capital sum equal to all the contributions yet to be paid under the SUPER RETRAITE policy (From the date of death /disability to the end of the contract) to the insured or his rightful beneficiaries.
  • Subscribe today and with SUPER RETRAITE be allowed to combine profitability and protection in the best conditions.

An efficient savings scheme :

Profitability and Security:

  • MCB Credit & Securities Limited guarantees you a minimum rate of 3.5% per annum and a participation in the profits every year.
  • The pension capital accrues interest even in the case where the insured dies prior to the end of the contract.

Flexibility of the contract:

  • You have the possibility of increasing the amount of your installments with the evolution of your needs and your income.
  • You have the possibility of making additional exceptional payments

You equally have the possibility of making a lump sum payment for the intire duration of the contract.

 
Advantages
  • Extended protection in an event of death or absolute and permanent disability irrespective of the cause.
  • Freedom and flexibility: Any modification is possible during the contract (amount, beneficiaries, and exceptional payments).
  • The free designation of a beneficiary in case of death.
  • Financial security for the family: Protect your loved ones, maintain their living standards and preserve your heritage.