RETRAITE PLUS

RETRAITE PLUS

RETRAITE PLUS
Definition

RETRAITE PLUS guarantees a comfortable retirement and provides security for your family.
It is a retirement savings plan that could be accompanied by supplementary disability coverage.

RETRAITE PLUS therefore comprises two components:

  • A savings insurance scheme
  • An optional disability insurance scheme with 2 types of coverage
    • Death coverage irrespective of the cause  
    • Absolute and permanent disability coverage

Who can subscribe?

RETRAITE PLUS is aimed at both private customers and liberal professionals.

Subscription :

It's simple! Customer Relationship Officers in any of our  branches are at your service to assist you subscribe to the product RETRAITE PLUS.

Advantages
  • Savings remunerated at a minimum interest rate of 2.5% per annum with the potential of being increased by profit sharing.
  • Insured sums are privileged from seizure by the insured person's creditors and can only be paid to the beneficiary.
  • A flexible contract:
    • The disability coverage component of your RETRAITE PLUS contract is optional.
    • For your saving’s scheme, you can either opt for a lump sum capital deposit or payment by periodic installments.
 

 

2 Coverage policies!
Savings
You get to choose your the amount yourself:

  • Monthly contribution: as from 15 000 AED
  • Single contribution: as from 3 000 000 AED

Death and disability warranty insurance scheme
Protect your family in case of death or disability  by subscribing to  the disability/death coverage policy in addition to the Savings Scheme:

  • The benefits shall be equal to contributions yet to be paid between the date of death or disability and the presumed date of retirement if you are subscribed by periodic installments.
  • In case you subscribe by a lump sum deposit of capital, your warranty compensation shall be equal to
    10 000 000 AED.
 

Exemple :

Mr MVOGO 32 years old subscribes to a RETRAITE PLUS contract of 15.000 AED per month.
Unfortunately he dies or becomes invalid at the age of 45 years old.
His beneficiaries will receive :

  • The capital saved by Mr MVOGO alongside the interest accrued till date of his demise/invalidity.
  • A capital worth the contributions Mr MVOGO should have made from the date of his death to the day of his retirement.